LGBT Weekly

Change

The only constant is change. Whether “change” is positive or negative can only be determined in retrospect. One of the things I remember most from my days at Harvard Business School is the caveat “there are no right or wrong answers,” people make the best decision based upon the information in front of them. Decisions…

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Trump picks socially conservative Christians as the winners

Friday, Oct. 6, Attorney General Jeff Sessions issued a memorandum entitled “Federal Law Protections for Religious Liberty.” The document is an official, federal argument for exercising religion in the marketplace, in the public square and in interacting with the federal government. For example, Principle 2 of the memorandum states, “The free exercise of religion includes…

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Fixed rate vs. adjustable rate

Prior to the Great Depression, mortgages were primarily short term and had to be refinanced when their terms expired. Foreclosure was common and something had to be done. The federal government took note and the fixed rate mortgage was born. The fixed rate long term mortgages introduced were self-amortizing, that is, by the time their…

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