LGBT History Month

LGBT History Month, a once inconceivable concept, includes wrangles about teaching LGBT history in schools as “concerned parents” face the horror of their innocents becoming aware of us and our past. Yet even if details are skimmed over or omitted, there would (should) be acknowledgement of our existence and the many men and women, our…

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Governor signs legislation to change elections process for County of San Diego offices

SACRAMENTO, Calif. – Thursday, California Gov. Jerry Brown signed into law legislation authored by California State Assemblymembers Shirley Weber (D-San Diego) and Todd Gloria (D-San Diego) that will allow races for County of San Diego offices to be decided in November as opposed to June and ensure the voices of more voters are heard in…

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Fixed rate vs. adjustable rate

Prior to the Great Depression, mortgages were primarily short term and had to be refinanced when their terms expired. Foreclosure was common and something had to be done. The federal government took note and the fixed rate mortgage was born. The fixed rate long term mortgages introduced were self-amortizing, that is, by the time their…

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