35 percent of Americans have a debt in collections according to a new study by The Urban Institute. This means people have not made payments on things like credit card debt, medical bills or even a parking ticket. This is a serious problem that shows how much financial distress Americans are under. Now there may…
It’s Pride season and the summer of love is in full swing. You’ve met that special guy or gal. There’s even the possibility of moving in together. That’s amazing and exciting! However, don’t be too quick about shacking up when starting a new relationship. It could do more damage than good if you don’t first…
This is a question I am asked all the time. Will I ever get a penny from Social Security? Most people have come to the conclusion that they won’t get anything. Everyone has heard about Social Security running out of money in the about 20 years. However, I would like to go on record to…
The Department of Veteran Affairs (VA) has been in the news quite a bit lately, and not in a good way. However, this exposure brings to mind many great things about the VA and how they support our veterans. There is one benefit in particular that I am aware of that is not being utilized…
All working adults should have an emergency fund. It is that important! In fact, I believe it is the very first thing to get in place once out of school and working full-time. An emergency fund is cash set aside in a savings account for those unexpected expenses and life events that inevitably occur. An…
It’s great when people ask me finance questions. Many are embarrassed or afraid to ask financial questions, but that should not be the case. Remember, none of us have been taught about personal finance or investments. It’s just not something we learn in high school or college. There is no reason why you should know…
“We’ve been thinking of leaving our financial adviser for a few years. But if we left, we didn’t know what to do with our accounts?” That is a comment I commonly hear from new clients. There is no need to stay with a financial adviser you are not happy with just because you don’t know…
The Supreme Court struck down the portion of the Defense of Marriage Act (DOMA) that denied federal benefits to married same-sex couples. This has dramatically changed the emotional and financial lives of the thousands of gay and lesbian married couples around the country. Let’s go through just of few of changes, now that we live…
