San Diego is a very unique and desirable city for many reasons. One of the most obvious reasons is the amazing weather that we have here. In fact, San Diego has one of the best climates in the world year round. This is very evident when you watch the weather reports from the rest of…
There are many different kinds of property listings. There are bank-owned properties or foreclosures, which are the same thing. There are probate sales, trustee sales and regular type sales. But the one type of sale that is in a complete classification of its own is the short sale. We have all heard the term short…
There is no exact timeframe or science to real estate cycles, but this alternation has been going on internationally ever since there were landowners. Today in San Diego and in most of the world, it is a buyer’s market. It has been a buyer’s market for four to five years, as prices have continued to…
Everyone has heard the real estate terms, short sale and foreclosure. Often people confuse the two types of transactions, even though they are very different. Whatever your understanding is of short sales and foreclosures, it is important to know the following basic concepts for both of them. Short sale A short sale is a transaction…
Home equity is the difference between the balance of your home mortgage and the current market value of your home. If you are fortunate enough to have equity in your home, using it to invest in real estate is something you may want to consider. Throughout history, many people have made outstanding investments in real…
When you think of the American dream, you usually think of owning your own home. You envision a beautiful house with a white picket fence and flowers in the front yard, or maybe a really nice new condo with great amenities and a view. Whatever your idea is of the perfect home, it is all…
Anytime you buy a home or any kind of a property or refinance one, you will be required by the lender to have an appraisal. This is done by an independent appraiser whose expertise is to determine the current value of your property. As a property owner you should be aware of some aspects of…
San Diego has one of the best climates in the world all year. As a result, we as San Diegans are fortunate to be able to spend most of the year doing activities outside. Year round you can see people jogging, biking, hiking and walking their four legged friends; skateboarding, eating on their favorite outdoor…
There are many different types of home loans that are available to you as a buyer. In fact, banks and other lending institutions have dozens of different loan programs that you can choose from when you are purchasing a property or refinancing one. It is not possible to cover all of them in this article,…
We live in a world of temptations where there is something to buy around every corner. In addition, we have become conditioned to wanting immediate gratification. So if there is something we see that we want, we simply buy it. If we do not have the actual money for the item we simply charge it…
